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You’re ready and so are we!

At OSB Community Bank, the difference you’ll find with our business banking team is, we get it. We have first-hand experience with the day-to-day needs your business requires to operate. Our goal is to be your partner, advisor, and advocate as you consider numerous financial choices throughout the lifecycle of your business.

Best of all, our decisions are made locally which means we can make decisions quickly and have the local insight to understand any obstacles that might impact your business and future growth potential.

Contact a Business Banker Today!

Corey Tedford
Business Banking Officer
1508 Creek Dr.
Morris, IL 60450
815-714-1007 (CELL)

Kevin Hughes
Business Banking Officer
925 LaSalle St.
Ottawa, IL 61350
815-343-7903 (cell)


Jim Blalock
Business Banking Officer
Fox Valley Market
630-940-5705 (cell)




Business Checking

Essential to any business or nonprofit organization is a business checking account. We offer several accounts depending on the size and needs of your business.

  • Business Checking
  • Premier Business Checking
  • Tiered Business Checking

Municipal Accounts
Our business banking team understands the challenges faced by many municipalities in meeting the needs of their local communities. Our specialized deposit accounts are designed to be flexible and provide the best value for your municipal organization.

  • Premier Municipal Checking
  • Premier Public Funds Account

Contact customer service for more information about our business and municipal accounts.

Commercial & Small Business Loans
We offer conventional financing options that are approved locally and funded quickly. Our expertise in commercial lending includes:

  • Real estate loans
  • Construction & lot loans
  • Lines & letters of credit
  • Equipment & inventory financing

SBA Loans

The Small Business Administration (SBA) partners with financial institutions like ours to offer financing to small business owners. Our SBA lenders can help you access cash and capital to purchase real estate, finance growth, acquire new equipment, and improve cash flow. contact a lender today to see if an SBA loan is the right program for you.

Commercial Leasing

Conserve your working capital and choose one of our competitive leasing options for your business or municipal organization to finance the acquisition of machinery, equipment, or vehicles. we offer flexible terms, customized to your unique situation.

Cash Management
With our comprehensive suite of business cash management tools and services, you can streamline cash flow, manage payments, and enjoy 24/7 account access that works around your schedule. Take advantage of all the tools and services we have to offer:

  • ACH Origination
  • Remote Deposit Capture
  • Merchant Services
  • Online & Mobile Banking
  • E-statements
  • Wire Transfers
  • Night Depository
  • Free Debit Card

Credit Cards
Make essential business purchases whenever you need them with our Visa® business credit cards. They’re convenient, affordable, and come with great benefits.

OSB Community Bank

Visit any of our Ottawa, Marseilles or Morris locations

ABA Routing #271972925

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FDIC Insured