small business owner standing in front of her flower shop


Business Services

Business Checking Accounts

We understand it’s hard work running your own business. You don’t need a complicated or costly checking account to be one more distraction. Our Business Checking Accounts are easy to open and affordable to keep!

  • Business Checking
  • Premier Business Checking
  • Tiered Business Checking

Municipal Accounts

Our business banking team understands the challenges faced by many municipalities in meeting the needs of their local communities. Our specialized deposit accounts are designed to be flexible and provide the best value for your organization. 

  • Premier Municipal Checking
  • Premier Public Funds Account

 for more information about our Business and Municipal Checking Accounts.

Common Features Available on All Business Checking Accounts

  • Access to E-statements
  • No fee per deposit made
  • No fee per check deposited
  • No fee for cash deposited
  • No fee per check paid
  • No fee per ACH debit or credit
  • Free Debit card
  • Night depository
  • Online Banking and Bill Pay
  • Monthly Statements with check images
  • Mobile Banking with text alerts

Cash Management Solutions

Remote Deposit Capture

Let OSB Community Bank bring banking to you with Remote Deposit Capture. Simply scan checks to be deposited using a small scanner attached to a PC in your office, then transmit them to the bank for deposit via a secure internet connection. It's simple, safe and saves time and money.  .  

Log in to Remote Deposit Capture

Automated Clearing House (ACH)/Payroll Direct Deposit

Collect and send payments electronically. Reduce cost and risk associated with mailing checks. Collect receivables faster by auto drafting accounts.

We offer payroll with direct deposit for your employees. Deposit their pay into their bank account, giving them instant access to their funds, while eliminating the risk of fraud and lost checks.

Merchant Services

Our Merchant Services makes it easy for you to offer your customers a wide variety of payment options. 


OSB Community Bank

Visit any of our Ottawa, Marseilles or Morris locations

ABA Routing #271972925

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