Rate Specials

Make the most of your money with these great rate specials. Choose from a variety of personal savings options to best fit your goals and invest safely!  Each account offers a unique minimum balance and interest rate.

Visit a branch today to open your new account, or contact us at 815-433-2525 for more information.

Premier Money Market Account

With our high-yield, tiered money market account, the more you keep in your account, the more interest you will earn. Watch your investment grow in a stable environment and get the added benefit of flexibility to withdraw your funds whenever you need to.

Balance

Interest Rate

Annual Percentage Yield (APY)*

Below $49,999.99

0.15%

0.15%

$50,000.00 - $499,999.99

2.25%

2.27%

$500,000.00 - $999,999.99

2.60%

2.63%

$1,000,000.00 and greater

3.10%

3.14%

*Annual Percentage Yield (APY) is accurate as of 3/9/26 and is subject to change at any time. Minimum deposit to open the account is $50,000. A $10.00 service fee will be imposed each month if the daily balance on any day of the month falls below $50,000. Service fee could reduce earnings. Interest is compound and credited to the account monthly. Rates may change at any time. A Truth in Savings disclosure is available upon request.


CD Specials

Certificates offer a steady return! Protect your funds during a fluctuating stock market and grow your savings on a timeframe that meets your needs. Choose from the special rates and terms below.

Term

Interest Rate

Annual Percentage Yield (APY)**

5-Month

3.56%

3.60%

7-Month

3.52%

3.55%

13-Month

3.41%

3.45%

23-Month

3.70%

3.75%

**Annual Percentage Yield (APY) is accurate as of 7/24/26 and is subject to change at any time. An early withdrawal penalty may apply to certificate accounts. The Truth in Savings disclosure is available upon request. $2,500 minimum balance required to open account and earn the stated APY. The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings. Offer may be withdrawn at any time. Individual Retirement Accounts (IRAs) do not qualify for these rates.